Welcome  

As a mortgage banker with branches from the east coast to the west I see every kind of loan, and every kind of borrower.  My goal with this blog is to offer my Insider Tips to help you with your next mortgage, be it a purchase or refi, and no matter the loan type.

Open Mortgage has every FHA approval available, with Direct Endorsement and self-insuring.  We have every VA and USDA rural approval as well.  We offer every size of loan.  We are also highly experienced in Reverse Mortgages.  We are full-service, in that we have staff in-house to handle every step of the process, including processing, underwriting, closing, funding, shipping, and insuring, on every type of mortgage including Reverse Mortgages.

If I can help you personally, please contact me through the Contact link above or through my phone or email to the right.

Scott Gordon
CEO, Open Mortgage, LLC
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Determine your monthly mortgage payment using our free calculator. Buying a home is a milestone, and it’s one of the most significant purchases you can make. It’s important to know what your mortgage payment could be, and how much you can afford.

If you plan to make a downpayment of less than 20% of the home’s value at purchase, you will be required to purchase private mortgage insurance (PMI).* Legal

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Down Payment %
Interest Rate
Term Years

Low Income Mortgage Loans: You Can Afford More Than You Think

April 27, 2017

It’s easy to feel like home buying may not be possible based on your income. Homes are expensive, and it’s not uncommon to hear horror stories about how difficult it is to qualify for a loan, how often borrowers took out loans that were more than they can handle,

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Five Fast Strategies to Qualify for a Higher Loan Amount

April 26, 2017

In most cases, mortgage loan originators look into your past, present, and likely future to determine if you qualify for a home mortgage. They look at your payment history, your credit score (which takes years to develop), your income for the year, and more.

Many of these factors are difficult to change by the time you apply for a home loan.

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Tips to Fix Your Credit Before Refinancing

April 25, 2017

Mortgage rates are on the rise, and that means if you have been putting off a refinance, it may be time to hurry. The longer you wait, the more likely the interest rates will increase – at least in today’s economy – and that reduces the value of refinancing in the future.

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Refinancing
Reverse Mortgage

Products

FHA Loans
203k Loans
Veterans VA Loan

Professionals

Loan Originator
Office Manager
Lending Operations

Buying a home

Every home is a milestone. Every mortgage is a cornerstone. Whether you're buying a new home, remodeling or ready to refinance, we understand that a loan is more than a tool to achieve your dreams -- it's a belief in you and the importance of your goals.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.